Great news: your doctor will customize your treatment based on your specific smile needs. If you have ortho insurance, it may cover Vivera retainers so your out-of-pocket cost might be lower.
*These cases are examples only. Cost may vary by provider.
Many dental insurance plans can cover Vivera retainers the same way they cover Invisalign treatment or braces. Your insurance may pay for a certain percentage of your Vivera retainers, or it may pay for a certain dollar amount. Often there is a lifetime cap on the amount an insurance provider will pay for orthodontic treatment, including alignment and retention.
Ask your benefits manager at work, call your insurance plan’s customer service line, or look through your benefits package for “orthodontic treatment.” Orthodontic treatment is sometimes covered by health, rather than dental insurance, or by orthodontic coverage that you can purchase separately.
When you book your consultation, ask which insurance plans your doctor accepts. Your doctor’s office can also call your insurance provider to check your coverage.
A flexible savings account, or FSA, is an account you may be able to use to pay for certain medical, dental, and orthodontic costs, including Vivera retainers.
Your FSA is managed by your employer, and you pay money into the account throughout the year, usually through a deduction from your paycheck.
You may set aside up to $2,600 annually.
Not all employers offer an FSA.
A health savings account, or HSA, is a special savings account designed for people with a high-deductible health insurance plan.
You put money into the account and can use it to cover certain medical, dental, and orthodontic costs, including Vivera retainers.
You may set aside up to $3,400 for an individual or $6,750 for a family annually.
To open an HSA, you must meet IRS eligibility requirements.
You don’t pay taxes on the money you put in an FSA or HSA.
Before you place your Vivera retainers order, talk to both your doctor’s office and your benefits manager. You may be able to pay your doctor and be reimbursed from your FSA or HSA. Your benefits provider may also be able to pay your doctor directly.