A flexible savings account, or FSA, is an account you may be able to use to pay for certain medical, dental, and orthodontic costs, including Invisalign clear aligners. Your FSA is managed by your employer, and you pay money into the account throughout the year, usually through a deduction from your paycheck. You may set aside up to $2,600 annually. Not all employers offer an FSA.
A health savings account, or HSA, is a special savings account designed for people with a high-deductible health insurance plan. You put money into the account and can use it to cover certain medical, dental, and orthodontic costs, including Invisalign clear aligners. You may set aside up to $3,400 for an individual or $6,750 for a family annually. To open an HSA, you must meet IRS eligibility requirements.
You don’t pay taxes on the money you put in an FSA or HSA.
Before you begin your Invisalign treatment, talk to both your doctor’s office and your benefits manager. You may be able to pay your doctor and be reimbursed from your FSA or HSA. Your benefits provider may also be able to pay your doctor directly.
Many dental insurance plans cover Invisalign treatment the same way they cover braces. Your insurance may pay for a certain percentage of your Invisalign treatment, or it may pay for a certain dollar amount. Often there is a lifetime cap on the amount insurance will pay for orthodontic treatment.
Ask your benefits manager at work, call your insurance plan’s customer service line, or look through your benefits package for “orthodontic treatment.” Orthodontic treatment is sometimes covered by health, rather than dental insurance, or by orthodontic coverage that you can purchase separately..
When you book your consultation, ask which insurance plans your doctor accepts. Your doctor’s office can also call your insurance provider to check your coverage.
A monthly payment plan is an arrangement between you and your doctor to spread the cost of your Invisalign clear aligners over the length of your treatment. Typically, doctors will request a down payment before treatment begins.
Making small payments throughout the course of your Invisalign treatment rather than all at once can make it easier to plan your monthly budget.
Many doctors offer flexible and affordable monthly payment plans. Before or during your consultation for Invisalign treatment, ask your doctor what options they offer.
The iTero digital scanning system eliminates the need for messy putty in your mouth by creating a 3D digital scan of your teeth. It offers a fast and more comfortable experience and it’s more accurate, resulting in a more precise fit from your Invisalign aligners.
A doctor’s overall experience level reflects the relative number of patients he/she has treated with Invisalign® aligners. Doctors who have achieved the VIP status are Valued Invisalign Providers.
In addition to treating adults, doctors with a star in their icon also treat teens with Invisalign clear aligners.