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Ways to pay for Invisalign® treatment

Get the My Invisalign app to explore options to fit your budget

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There are lots of ways to make Invisalign treatment affordable for you.

You may be able to use your insurance coverage, pay with tax-free dollars from your FSA or HSA, or arranging an affordable monthly payments with no money down.

Paying for Invisalign treatment with tax-free dollars using an FSA or HSA

What is a FSA?

A flexible savings account, or FSA, is an account you may be able to use to pay for certain medical, dental, and orthodontic costs, including Invisalign clear aligners. Your FSA is managed by your employer, and you pay money into the account throughout the year, usually through a deduction from your paycheck. You may set aside up to $2,600 annually. Not all employers offer an FSA.

What is a HSA?

A health savings account, or HSA, is a special savings account designed for people with a high-deductible health insurance plan. You put money into the account and can use it to cover certain medical, dental, and orthodontic costs, including Invisalign clear aligners. You may set aside up to $3,400 for an individual or $6,750 for a family annually. To open an HSA, you must meet IRS eligibility requirements.


What is the advantage of an FSA or HSA?

You don’t pay taxes on the money you put in an FSA or HSA.

How can I use my FSA or HSA to pay for Invisalign treatment?

Before you begin your Invisalign treatment, talk to both your doctor’s office and your benefits manager. You may be able to pay your doctor and be reimbursed from your FSA or HSA. Your benefits provider may also be able to pay your doctor directly.

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Insurance coverage for Invisalign treatment

What does insurance typically cover?

Many dental insurance plans cover Invisalign treatment the same way they cover braces. Your insurance may pay for a certain percentage of your Invisalign treatment, or it may pay for a certain dollar amount. Often there is a lifetime cap on the amount insurance will pay for orthodontic treatment.

How do I know whether my insurance covers Invisalign treatment?

Ask your benefits manager at work, call your insurance plan’s customer service line, or look through your benefits package for “orthodontic treatment.” Orthodontic treatment is sometimes covered by health, rather than dental insurance, or by orthodontic coverage that you can purchase separately.

How do I know if my doctor accepts my insurance?

When you book your consultation, ask which insurance plans your doctor accepts. Your doctor’s office can also call your insurance provider to check your coverage.

Affordable monthly payments and no money down.

What is the LendingPoint Virtual Card?
How can I apply for the LendingPoint Virtual Card?
Who is LendingPoint?

Download the My Invisalign app to learn more about insurance coverage and financing your Invisalign treatment.

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